A severe storm in Huntington Beach, CA, can be stressful for you and your family. It can also lead to more frustration if you have to deal with water damage afterward. You should make an insurance claim as soon as possible to begin the process and set up a visit with your insurance adjuster. There are some steps you can take while waiting to make everything go more smoothly.
1. Read Over Your Insurance Policy
Once they have signed up for it, many people don’t think much about their insurance policy until something happens. If this is the case for you as well, take some time to go over the details while you wait for the home adjuster to visit. This can help you better prepare for the process. You’ll be more familiar with what is required of you as well as what kind of damage is covered.
2. Document Damage for the Home Adjuster
The adjuster will need proof of everything that was damaged during or after the storm. This includes both your house and any belongings inside that were affected. Make a list of damaged items as well as their monetary value. If it is safe to do so, take pictures of the damage as well.
3. Start Repairs As Soon As Possible
Waiting too long to begin repairs can result in worsening damage. If this happens, needed repairs can become more expensive and time-consuming. It may also affect your claim as some companies may deny coverage if you do not attempt to contain the damage. As long as you take pictures beforehand, a water damage remediation company can begin mitigation before the insurance adjuster visits.
Making a claim with your insurance company doesn’t have to be a hassle. There are several things you can do to make the visit with your home adjuster go more easily. This will make the claims process a less stressful experience for everyone involved.
